Certificates of Deposit & Individual Retirement Accounts
Comparison table of CDs & IRAs - SpecialsEffective 09/15/2026
| Account Type |
Minimum
(to open account) |
Interest Rate |
APY* |
5 Month
(Renews to 6 mo) |
$2,500.00 |
3.455% |
3.50% |
9 Month
(Renews to 12 mo) |
$2,500.00 |
3.990% |
4.05% |
16 Month
(Renews to 18 mo) |
$500.00 |
4.135% |
4.20% |
24 Month
(Renews to 30 mo) |
$500.00 |
4.184% |
4.25% |
34 Month
(Renews to 48 mo) |
$500.00 |
4.184% |
4.25% |
58 Month
(Renews to 60 mo) |
$500.00 |
3.796% |
3.85% |
Comparison table of CDs & IRAsEffective 10/1/2025
| Account Type |
Minimum
(to open account) |
Interest Rate |
APY* |
| 3 Month |
$2,500.00 |
0.100% |
0.10% |
| 6 Month |
$2,500.00 |
0.150% |
0.15% |
| 12 Month |
$500.00 |
0.150% |
0.15% |
| 18 Month |
$500.00 |
0.200% |
0.20% |
| 30 Month |
$500.00 |
0.350% |
0.35% |
| 48 Month |
$500.00 |
0.450% |
0.45% |
| 60 Month |
$500.00 |
0.600% |
0.60% |
| 72 Month |
$500.00 |
0.600% |
0.60% |
| 96 Month |
$500.00 |
0.600% |
0.60% |
Comparison table of IRAs OnlyEffective 10/1/2025
| Account Type |
Minimum
(to open account) |
Interest Rate |
APY* |
18 Month Deposit IRA
(Additions Allowed) |
$50.00 |
0.200% |
0.20% |
Personal Accounts
Comparison table of Personal CheckingEffective 10/1/2025
| Account Type |
Minimum
(to open) |
Minimum
(to earn APY*) |
Interest Rate |
APY* |
| GO Free Checking |
$25.00 |
$0.01 |
0.050% |
0.05% |
| GO 50+Free Checking |
$25.00 |
$0.01 |
0.050% |
0.05% |
GO Life Builder Checking
($2,500 – $4,999.99) |
$25.00 |
$2,500.00 |
0.050% |
0.05% |
| ($5,000.00+) |
$25.00 |
$5,000.00 |
0.100% |
0.10% |
HSA Checking1
($500 – $4,999.99) |
$200.00 |
$500.00 |
0.100% |
0.10% |
| ($5,000 – $9,999.99) |
$200.00 |
$5,000.00 |
0.200% |
0.20% |
| ($10,000 – $19,999.99) |
$200.00 |
$10,000.00 |
0.600% |
0.60% |
| ($20,000 – $49,999.99) |
$200.00 |
$20,000.00 |
1.000% |
1.00% |
| ($50,000.00+) |
$200.00 |
$50,000.00 |
1.982% |
2.00% |
Comparison table of Personal SavingsEffective 10/1/2025
| Account Type |
Minimum
(to open) |
Minimum
(to earn APY*) |
Interest Rate |
APY* |
| Savings |
$5.00 |
$0.01 |
0.050% |
0.05% |
| Christmas Club |
$5.00 |
$0.01 |
0.050% |
0.05% |
Horizon II Money Market
($0.01 – $2,499.99) |
$2,500.00 |
$0.01 |
0.050% |
0.05% |
| ($2,500.00+) |
$2,500.00 |
$2,500.00 |
0.250% |
0.25% |
Personal Plus Money Market2
($0.01 – $14,999.99) |
$2,500.00 |
$0.01 |
0.150% |
0.15% |
| ($15,000 – $49,999.99) |
$2,500.00 |
$15,000.00 |
0.250% |
0.25% |
| ($50,000 – $99,999.99) |
$2,500.00 |
$50,000.00 |
0.700% |
0.70% |
| ($100,000.00+) |
$2,500.00 |
$100,000.00 |
1.000% |
1.00% |
Performance Plus Money Market3
($0.01 – $7,4999.99) |
$7,500.00 |
$0.01 |
0.100% |
0.10% |
| ($7,500.00+) |
$7,500.00 |
$7,500.00 |
0.700% |
0.70% |
