Certificates of Deposit & Individual Retirement Accounts
CDs & IRAs
| Account Type | Minimum (to open account) |
Interest Rate | APY* |
|---|---|---|---|
| 3 Month | $2,500.00 | 0.100% | 0.100% |
| 6 Month | $2,500.00 | 0.150% | 0.150% |
| 12 Month | $500.00 | 0.150% | 0.150% |
| 18 Month | $500.00 | 0.200% | 0.200% |
| 30 Month | $500.00 | 0.350% | 0.350% |
| 48 Month | $500.00 | 0.450% | 0.450% |
| 60 Month | $500.00 | 0.600% | 0.600% |
| 72 Month | $500.00 | 0.600% | 0.600% |
| 96 Month | $500.00 | 0.600% | 0.600% |
CDs & IRAs - Specials
| Account Type | Minimum (to open account) |
Interest Rate | APY* |
|---|---|---|---|
| 5 Month (Renews to 6 mo) |
$2,500.00 | 4.281% | 4.350% |
| 9 Month (Renews to 12 mo) |
$2,500.00 | 4.184% | 4.250% |
| 16 Month (Renews to 18 mo) |
$500.00 | 4.135% | 4.200% |
| 24 Month (Renews to 30 mo) |
$500.00 | 3.941% | 4.000% |
| 34 Month (Renews to 48 mo) |
$500.00 | 3.455% | 3.500% |
| 58 Month (Renews to 60 mo) |
$500.00 | 3.455% | 3.500% |
IRAs Only
| Account Type | Minimum (to open account) |
Interest Rate | APY* |
|---|---|---|---|
| 18 Month Deposit IRA (Additions Allowed) |
$50.00 | 0.200% | 0.200% |
Personal & Business Accounts
Personal Checking
| Account Type | Minimum (to open) |
Minimum (to earn APY*) |
Interest Rate | APY* |
|---|---|---|---|---|
| GO Free Checking | $25.00 | $0.01 | 0.050% | 0.050% |
| GO 50+Free Checking | $25.00 | $0.01 | 0.050% | 0.050% |
| GO Life Builder Checking ($2,500 – $4,999.99) |
$25.00 | $2,500.00 | 0.050% | 0.050% |
| ($5,000.00+) | $25.00 | $5,000.00 | 0.100% | 0.100% |
| HSA Checking1 ($500 – $4,999.99) |
$200.00 | $500.00 | 0.000% | 0.000% |
| ($5,000 – $9,999.99) | $200.00 | $5,000.00 | 0.100% | 0.100% |
| ($10,000 – $19,999.99) | $200.00 | $10,000.00 | 0.200% | 0.200% |
| ($20,000 – $49,999.99) | $200.00 | $20,000.00 | 0.600% | 0.600% |
| ($50,000.00+) | $200.00 | $50,000.00 | 1.000% | 1.000% |
Personal Savings
| Account Type | Minimum (to open) |
Minimum (to earn APY*) |
Interest Rate | APY* |
|---|---|---|---|---|
| Savings | $5.00 | $0.01 | 0.050% | 0.050% |
| Christmas Club | $5.00 | $0.01 | 0.050% | 0.050% |
| Horizon II Money Market ($0.01 – $2,499.99) |
$2,500.00 | $0.01 | 0.050% | 0.050% |
| ($2,500.00+) | $2,500.00 | $2,500.00 | 0.250% | 0.250% |
| Personal Plus Money Market2 ($0.01 – $14,999.99) |
$2,500.00 | $0.01 | 0.150% | 0.150% |
| ($15,000 – $49,999.99) | $2,500.00 | $15,000.00 | 0.250% | 0.250% |
| ($100,000.00+) | $2,500.00 | $100,000.00 | 1.000% | 1.000% |
| Performance Plus Money Market3 ($0.01 – $7,4999.99) |
$7,500.00 | $0.01 | 0.100% | 0.100% |
| ($7,500.00+) | $7,500.00 | $7,500.00 | 0.700% | 0.700% |
| Account Type | Minimum (to open) |
Earnings Credit Rate |
|---|---|---|
|
Large Business Checking5 |
$100.00 |
0.100 |
Business Money Market
| Account Type | Minimum (to open) |
Minimum (to earn APY*) |
Interest Rate | APY* |
|---|---|---|---|---|
| Business Money Market ($0.01 – $14,999.99) |
$100.00 | $0.01 | 0.150% | 0.150% |
| ($15,000 – $49,999.99) | $100.00 | $15,000.00 | 0.150% | 0.150% |
| ($50,000 – $99,999.99) | $100.00 | $50,000.00 | 0.200% | 0.200% |
| ($100,000.00+) | $100.00 | $100,000.00 | 0.300% | 0.300% |