East Wisconsin Savings Bank understands that unexpected overdrafts occur from time to time. Overdraft Coverage can help.
Overdraft Coverage Options
The choice is yours. Consider these ways to cover overdrafts:
| Service | Cost |
|---|---|
|
Overdraft Protection linked to another deposit account you have at East Wisconsin Savings Bank1 |
$10 fee per transfer |
| Overdraft Privilege Standard or Extended Coverage | $29 Overdraft Fee per item, per presentment* |
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at East Wisconsin Savings Bank for a fee.
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review What Else You Should Know for other important information.
| Transactions Covered with Overdraft Privilege | Standard Coverage (No action required) |
Extended Coverage (Your consent required on consumer accounts) * |
|---|---|---|
| Checks |  |
|
| ACH - Automatic Debits | |
|
| Recurring Debit Card Transactions | |
|
| Online Bill Pay Items | |
|
| ATM Transactions | * |
|
| Everyday Debit Card Transactions | * |
*If you choose Extended Coverage on your consumer account, ATM transactions and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Overdraft Privilege Extended Coverage, it is not necessary to request it again. Business accounts automatically have Extended Coverage.
If you would like to select Extended Coverage for future transactions:
- Call us at 920-766-4646
- Complete the online consent form found here
- Visit any branch
- Complete a consent form and mail it to us at 109 W. Second St., Kaukauna, WI 54130
- Email us at service@eastwis.com
- Send us a secure message through online banking